Payment Policy

Effective Date: July 19, 2026
Last Updated: July 19, 2026

1. Introduction

Welcome to Westford Shop ("Westford Shop," "we," "our," or "us").

Westford Shop is owned and operated by GROWTHIFY COMMERCE LLC, a limited liability company organized under the laws of the State of Wyoming, United States.

This Payment Policy explains the payment methods we accept, how payments are processed, and the terms related to payments made through our online store located at:

https://westfordshop.online/

By placing an order through our Website, you agree to the payment terms described in this Payment Policy.

This Payment Policy should be read together with our other store policies, including our Privacy Policy, Cookie Policy, Shipping Policy, and Refund Policy.

2. Currency

All prices displayed on Westford Shop are listed in:

United States Dollars (USD)

All transactions are processed in USD unless otherwise stated at checkout.

If you are using a payment card issued by a bank outside the United States, your financial institution may apply currency conversion fees, foreign transaction fees, or other charges.

Westford Shop is not responsible for additional fees charged by your bank, card issuer, or financial institution.

3. Payment Processor

Payments made through Westford Shop are securely processed using:

Shopify Payments

Shopify Payments allows customers to complete purchases using supported payment methods while providing secure payment processing and fraud protection services.

Westford Shop does not directly collect or store complete payment card information.

Payment information is securely processed through Shopify Payments and its authorized payment infrastructure.

For additional information regarding Shopify's payment practices, customers may review Shopify's own terms and privacy documentation.

4. Accepted Payment Methods

Westford Shop accepts payment methods made available through Shopify Payments.

Available payment options may vary depending on:

Customer location;
Device type;
Browser;
Card issuer;
Shopify Payments availability;
Applicable security requirements.

Accepted payment methods may include, where available:

Visa;
Mastercard;
American Express;
Discover;
Debit cards;
Digital wallets;
Other payment options supported by Shopify Payments.

Payment methods displayed during checkout represent the payment options currently available for your order.

Westford Shop reserves the right to modify available payment methods at any time based on availability, security considerations, or operational requirements.

5. Payment Authorization and Order Confirmation

When you place an order through Westford Shop, you authorize us and our payment processor to charge the payment method provided during checkout for the total amount shown before completing your purchase.

After successful payment authorization:

Your order will be confirmed;
A confirmation email may be sent to the email address provided during checkout;
Order processing may begin according to our Shipping Policy.

Receiving an order confirmation does not guarantee that an order cannot be canceled due to circumstances such as:

Suspected fraud;
Pricing errors;
Inventory issues;
Payment authorization problems;
Other circumstances requiring review.

6. When Payment Is Charged

Payment is collected at the time your order is successfully completed.

By submitting an order, you acknowledge and authorize Westford Shop and Shopify Payments to process the payment for your purchase.

Your order will generally not be processed until payment has been successfully authorized and received.

If payment cannot be completed, your order may be delayed, placed on hold, or canceled.

7. Payment Security

Protecting customer payment information is a priority for Westford Shop.

We use Shopify Payments, which provides secure payment processing technology designed to help protect transaction information.

Security measures may include:

Encryption technologies;
Fraud detection systems;
Payment verification procedures;
Secure transaction processing.

Westford Shop does not store complete credit card numbers, security codes, or other sensitive payment credentials on our own systems.

8. Billing Information Accuracy

When placing an order with Westford Shop, you agree to provide accurate, complete, and current billing information.

This information may include:

Full name;
Billing address;
Email address;
Payment details;
Any other information required to complete your purchase.

You are responsible for ensuring that all information provided during checkout is accurate.

Providing incorrect or incomplete billing information may result in:

Payment delays;
Order processing delays;
Order cancellation;
Additional verification requirements.

Westford Shop is not responsible for delays caused by inaccurate customer information.

9. Payment Verification and Fraud Prevention

To protect our customers and our business, Westford Shop and Shopify Payments may perform security checks before approving certain transactions.

Payment verification measures may include:

Reviewing transaction information;
Confirming billing details;
Detecting unusual purchasing activity;
Requesting additional verification when necessary.

Orders may be delayed, placed on hold, or canceled if a transaction appears suspicious or cannot be properly verified.

These measures are intended to reduce unauthorized transactions and protect customers from payment fraud.

10. Declined Payments

If your payment method is declined during checkout, your order will not be completed until a successful payment authorization is received.

A payment may be declined due to reasons including:

Insufficient funds;
Incorrect payment information;
Expired payment card;
Bank restrictions;
Security restrictions;
Payment processor limitations;
Fraud prevention measures.

If your payment is declined, we recommend:

Confirming your payment information;
Contacting your bank or card issuer;
Trying another available payment method.

Westford Shop cannot override payment decisions made by banks, card networks, or payment processors.

11. Failed Transactions

In some cases, a payment attempt may appear unsuccessful even if your financial institution temporarily places a pending authorization on your account.

If a transaction fails:

No completed order will be created;
We will not ship products without successful payment confirmation;
Any temporary authorization holds are controlled by your bank or payment provider.

The time required for a pending authorization to disappear depends on your financial institution's policies.

12. Pricing Errors and Payment Adjustments

Westford Shop makes reasonable efforts to ensure that all product prices and payment information displayed on our Website are accurate.

However, errors may occasionally occur.

In the event of a pricing error, including incorrect product pricing caused by technical issues, system errors, or incorrect information:

We reserve the right to:

Correct the error;
Update the order total;
Contact you regarding the correction;
Cancel the order and provide a refund if payment has already been processed.

If an order is canceled due to a pricing error, you will be notified using the contact information provided during checkout.

13. Taxes and Additional Charges

Product prices displayed on Westford Shop may not always include applicable taxes until calculated during checkout.

Customers are responsible for any applicable taxes required by law.

Additional charges may include:

Sales tax;
Government-required fees;
Bank fees;
Foreign transaction fees charged by your financial institution.

Westford Shop is not responsible for fees charged by third-party financial institutions.

14. Chargebacks and Payment Disputes

Before initiating a chargeback or payment dispute with your financial institution, we encourage you to contact Westford Shop directly so we can attempt to resolve the issue.

Unauthorized chargebacks or payment disputes may delay the resolution process.

If a chargeback is initiated, we may provide relevant transaction information to Shopify Payments, financial institutions, and authorized parties involved in resolving the dispute.

Information provided may include:

Order details;
Payment confirmation;
Shipping information;
Customer communication records;
Transaction history.

We reserve the right to protect our business against fraudulent or abusive payment disputes.

15. Refunds and Payment Reversals

Approved refunds will be processed according to our Refund Policy.

When a refund is issued:

The refund will generally be returned to the original payment method used during checkout;
Processing times may vary depending on your bank, card issuer, or payment provider;
Westford Shop cannot control the exact time required for funds to appear in your account.

Refund processing does not include fees charged separately by financial institutions unless required by applicable law.

16. Gift Cards and Store Credit

At this time, Westford Shop does not guarantee the availability of gift cards or store credit options.

If gift cards or store credit programs are introduced in the future, additional terms and conditions may apply.

Any applicable gift card terms will be published separately before such options become available.

17. Shopify Payments Disclaimer

Westford Shop uses Shopify Payments as our primary payment processing provider.

While Shopify Payments provides secure payment processing services, Westford Shop does not control all aspects of payment authorization, transaction approval, or banking processes.

Payment approvals, declines, verification requests, and transaction holds may be determined by:

Shopify Payments;
Card networks;
Banks;
Financial institutions;
Fraud prevention systems.

Westford Shop is not responsible for payment decisions made by third-party financial institutions or payment networks.

If you experience an issue related to payment processing, we recommend first reviewing your payment information and contacting your financial institution when necessary.

18. Payment Information Protection

Westford Shop takes reasonable measures to protect customer payment information.

We do not store complete payment card numbers, security codes, or sensitive banking information on our own systems.

Payment information is processed through secure third-party payment infrastructure provided by Shopify Payments.

Customers should also take reasonable steps to protect their own information, including:

Using secure internet connections;
Keeping payment information private;
Avoiding sharing account or payment details with unauthorized individuals;
Monitoring financial accounts for suspicious activity.

19. Customer Responsibilities

By placing an order through Westford Shop, you agree that:

You are authorized to use the payment method provided;
The billing information submitted is accurate;
You will not use fraudulent payment methods;
You will not attempt unauthorized chargebacks;
You will cooperate with reasonable payment verification requests.

Attempted fraud, unauthorized payment activity, or misuse of payment services may result in:

Order cancellation;
Restriction of future purchases;
Reporting to appropriate authorities or payment providers when required.

20. Order Cancellation Due to Payment Issues

Westford Shop reserves the right to cancel or refuse any order when payment-related concerns arise.

Reasons may include:

Failed payment authorization;
Suspected fraudulent activity;
Incorrect billing information;
Unauthorized payment attempts;
Security concerns;
Payment processor restrictions.

If an order is canceled after payment has been collected, any eligible refund will be processed according to our Refund Policy.

21. Payment Processing Delays

Although we make reasonable efforts to process orders promptly, payment-related delays may occur due to circumstances outside of our control.

Examples include:

Bank processing delays;
Payment gateway interruptions;
Security verification procedures;
Technical issues affecting payment providers.

Westford Shop is not responsible for delays caused by third-party payment processors or financial institutions.

22. Changes to Payment Methods

Westford Shop reserves the right to:

Add new payment options;
Remove payment options;
Modify available payment methods;
Change payment processing providers.

Any changes will be made to improve customer experience, maintain security, or comply with applicable requirements.

The payment methods available at checkout represent the options currently supported by our store.

23. Changes to This Payment Policy

We may update this Payment Policy from time to time to reflect:

Changes in payment processing services;
New payment methods;
Changes in applicable laws;
Improvements to our checkout process;
Changes in business operations.

When updates are made, we will revise the "Effective Date" and "Last Updated" information at the beginning of this Policy.

Your continued use of our Website after changes are posted means you acknowledge and accept the updated Payment Policy.

24. Contact Information

If you have questions regarding this Payment Policy, payment processing, or an order-related payment concern, please contact us.

GROWTHIFY COMMERCE LLC

Westford Shop

Website:

https://westfordshop.online/

Email:

supportwestfordshop.online@gmail.com

25. Governing Law

This Payment Policy shall be governed by and interpreted according to the laws of the State of Wyoming, United States, without regard to conflict of law principles.

Any rights or protections available to customers under applicable federal or state consumer protection laws shall remain unaffected.

26. Severability

If any provision of this Payment Policy is found to be invalid, unlawful, or unenforceable, the remaining provisions shall continue to remain valid and enforceable.

27. Entire Payment Policy

This Payment Policy represents the complete understanding regarding payment procedures and payment-related terms for purchases made through Westford Shop.

This Policy should be reviewed together with our: